Having a flat belly can be brought about by one’s desire to look beautiful and sexy. Wearing tight clothes will not make you look awkward when your belly is flat. Instead, a flat belly would make you look sexy.

State and local governments and their agencies and instrumentalities (state government units) may establish as many as three different types of tax-favored retirement plans, including qualified plans. If they are public school systems, they may establish Sec. 403(b) plans, generally known as tax-sheltered annuities (TSAs). (1)