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State and local governments and their agencies and instrumentalities (state government units) may establish as many as three different types of tax-favored retirement plans, including qualified plans. If they are public school systems, they may establish Sec. 403(b) plans, generally known as tax-sheltered annuities (TSAs). (1)

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Ken Green’s story is inspiring because it demonstrates that no matter your age or circumstances, with God you can still achieve your dreams. He was a kid who was thrown out of high school with basically nothing to look forward to when he joined the army and was sent to

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