With the winter months coming up and summer beginning to end, the evenings will soon become darker as we put away our T shirts and get out our coats and jumpers. The transition from summer fun to winter can be a depressing experience and adjusting to the winter months is actually recognized as a mild medical condition known as ‘Seasonal Affective Disorder’.

published Apr 18th 2016, 3:31 pm, by Justin Fox (Bloomberg View) — The U.S. has two big housing affordability problems. They’re related — and solving the first would go some way toward solving the second. But they’re not the same, and it’s important to understand that. The first problem is