By Wanda Marie  If you’re busier than ever these days, you’re admittedly not alone. Even so, a hectic schedule is not an excuse to cut workouts from your calendar. In fact, evidence suggests you might be shooting yourself in the foot by eliminating your trips to the gym. These are

©2015 Bloomberg News NRHYK96JIJUW (Bloomberg) — The National Retail Federation predicted a drop in the average family’s back-to-school spending, bringing a downbeat forecast to an industry hoping for a resurgence in the second half. Families will spend about 5.8 percent less on back-to- school shopping this year than in 2014,