©2015 Bloomberg News NRHYK96JIJUW (Bloomberg) — The National Retail Federation predicted a drop in the average family’s back-to-school spending, bringing a downbeat forecast to an industry hoping for a resurgence in the second half. Families will spend about 5.8 percent less on back-to- school shopping this year than in 2014,

With the winter months coming up and summer beginning to end, the evenings will soon become darker as we put away our T shirts and get out our coats and jumpers. The transition from summer fun to winter can be a depressing experience and adjusting to the winter months is actually recognized as a mild medical condition known as ‘Seasonal Affective Disorder’.