published Apr 18th 2016, 3:31 pm, by Justin Fox (Bloomberg View) — The U.S. has two big housing affordability problems. They’re related — and solving the first would go some way toward solving the second. But they’re not the same, and it’s important to understand that. The first problem is

©2015 Bloomberg News NVDVW36JTSEO (Bloomberg) — Millennials are dominating the Des Moines housing market. That’s an odd piece of information that seems a little less odd—and a little more important—the longer you ponder it. Roughly 60 percent of borrowers who used a mortgage to buy a home in Iowa’s capital

©2015 Bloomberg View NUOQ0K6JTSEB (Bloomberg View) — When we talk about the past decade’s housing crisis, it’s natural to talk about subprime loans. Subprime loans give us a convenient, conventional story: predatory lenders charging people unconscionable interest rates, forcing innocent people into foreclosure and the rest of us into the