published Aug 25th 2016, 5:00 am, by Ben Steverman (Bloomberg) — Investors need to be saved from themselves. That’s the conventional wisdom, and there’s some truth to it. Individual investors can have comically bad timing. They buy when stock prices are high. They panic and sell when markets plunge. They

We are in desperate need of something. We desperately want something. The Bible says Jesus told His disciples, “Ask and it shall be given, seek and you will find, knock and it shall be opened” (Matthew 7:7-11). But things rarely work that way, it seems. We do not get what