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published Apr 10, 2018 3:29:03 PM, by Janine Wolf (Bloomberg) — With the technology sector making headlines left and right, Morgan Stanley is optimistic about the future of both the industry and its stocks. A new data-driven technology cycle is just starting and offers huge potential on the investing front,

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A charitable gift annuity is a combination of a gift to charity and an annuity. For older people, annuity rates may be 8%, 9% or even higher. Since part of the annuity payment is a tax free return of principal, the gift annuity may provide you with a substantial income. The combination of partially tax free income and the initial charitable deduction makes this planning device attractive.

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