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Religion is always a touchy subject. It seems to be all about taking sides – defending on and condemning all others.  I would rather talk about faith and spirit.  There are two points to this article.  The first is that the recent attacks against Muslims in Europe are atrocious and

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A charitable gift annuity is a combination of a gift to charity and an annuity. For older people, annuity rates may be 8%, 9% or even higher. Since part of the annuity payment is a tax free return of principal, the gift annuity may provide you with a substantial income. The combination of partially tax free income and the initial charitable deduction makes this planning device attractive.

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