With the winter months coming up and summer beginning to end, the evenings will soon become darker as we put away our T shirts and get out our coats and jumpers. The transition from summer fun to winter can be a depressing experience and adjusting to the winter months is actually recognized as a mild medical condition known as ‘Seasonal Affective Disorder’.

 ©2015 Bloomberg News NZ27F36JIJUX (Bloomberg) — Emerging-market stocks fell for a fifth day, led by raw-material and energy producers, as crude prices plunged to the lowest since 2009 and Chinese trade data underscored concern that global growth is slowing. The Bloomberg Gulf Cooperation Council 200 Index tracking companies in the