Many of us never take the chance to take a wave, however there are 23 million people worldwide that will ride the waves this year. Every year 400,000 surf boards are sold worldwide and the industry is a 4 billion dollar industry. There are even people who take up surfing

COVID-19 has managed to affect almost every aspect of our lives, causing many people to experience financial hardship all over the world. Among the long list of stresses caused by this epidemic, many homeowners are wondering how they are going to afford to pay recurring bills such as home insurance payments.