by Richard Conard 04/05/2024 A bad credit score is one that is ranked as being fair or poor. If you have no credit history or there is not much there, that would also keep things low. Scores are updated each month and if for whatever reason your score is low

by Edmund Brunetti 09/28/2025 We all like to believe we’re good communicators, especially if we are part of a long term relationship,  until a conversation goes sideways. And suddenly it’s silence, defensiveness or that all-too-familiar phrase: “That’s not what I meant.” is introduced. Miscommunication doesn’t just create tension in the