published Apr 25th 2016, 4:17 pm, by Matt Scully (Bloomberg) — It’s taken nine years, but the number of U.S. homes in foreclosure has fallen to a level not seen since before the 2008 housing crisis. More troubled borrowers are making their way through the foreclosure process, which can take

It happens, life gets in the way and making friends isn’t always your biggest priority. Whether you have joined a new college or taken a job in a new city, it can feel easy to push making friends to the side and focus on new responsibilities.