Imagine that after a long day at work, your boss offered you a raise. Not just any raise – an extra $5,000 dollars every month, with the chance to set your own hours and spend as much time with your family as you want. What if in exchange, all you needed to do was work an extra four hours a day?

©2015 Bloomberg View NSCQVT6KLVRB (Bloomberg View) — Oops Deutsche Bank. Deutsche Bank, like a lot of big banks, had a culture in which it was viewed as okay to manipulate Libor submissions to help its derivatives positions and/or to make itself look healthier. And so it manipulated Libor a lot, as