There are two major trading markets for exchanging financial assets: the spot market and the futures market. Financial assets are traded quickly in the spot market, and the transaction is carried out at the holder’s discretion. The deal in futures is settled at a later date.

©2015 Bloomberg News NSBYF26JTSEB (To get alerts for commodities columns: SALT CMMKT) (Bloomberg) — The fastest-growing drinks market in Japan isn’t craft beer or fruit smoothies. It’s $1 cups of black coffee from the local 7-Eleven. “Convenience-store coffee is just great, given its low price,” said Kiyoshi Fujimoto, a 50-year-old