As we all get back to the office – virtual or physical! – it’s time to think about the calendar year ahead and to consider what’s going to influence business in the next 12 months.

©2015 Bloomberg News NT1WIG6TTDS0 (For Bloomberg fair value curves, see CFVL ) (Bloomberg) — Oil headed for the longest run of weekly declines since January amid signs the global glut that’s driven prices to the lowest in six years will be prolonged. Futures were little changed in New York, down