©2015 Bloomberg News NQ5ZV96JIJUY (Bloomberg) — After nine months of division in Hong Kong that saw protesters clash with police, the city’s decision on whether to accept a China-backed plan for picking its chief executive ended with 28 lawmakers voting against and 8 for. A widely expected narrow defeat of

The best way to avoid legal problems that can plague a business and drain its resources is prior planning. Running a business of any size requires business acumen and planning. Savvy business owners regularly review marketing plans, inventory, and customers to adjust to market changes. Important business documents must be part of that review.