published Jan 22, 2018 7:50:48 PM, by Lyubov Pronina, Lilian Karunungan and Selcuk Gokoluk (Bloomberg) — Emerging markets are racking up bond sales at a record pace this year as issuers scramble to lock in low yields before the Federal Reserve’s next interest-rate increase. 1. The Tally so Far Borrowers

published Jan 15, 2018, 3:00:09 PM, by Adam Minter (Bloomberg View) — For decades, the donation bin has offered consumers in rich countries a guilt-free way to unload their old clothing. In a virtuous and profitable cycle, a global network of traders would collect these garments, grade them, and transport

published Jan 14, 2018 3:00:09 PM, by Satyajit Das (Bloomberg View) — Current debates about stock valuations resemble the arcane meditations of medieval monks. But the real drivers are more mundane. Traders, weaned on tales of financial derring-do like “The Big Short,” want to be the ones who profit from

published Jan 1, 2018, 6:00:09 PM, by Sarah Jones, Will Hadfield and Silla Brush (Bloomberg) — Everyone in European finance has been abuzz over an obscure acronym — MiFID II — that’s about to radically change how assets from stocks to commodities are traded and investors’ money is managed. Banks

published Dec 27, 2017, 5:03:38 PM, by John Voskuhl (Bloomberg) — Taxpayers can deduct their 2018 state and local property taxes on their 2017 returns if they pay those tax bills before the end of the year — and only if the taxes were assessed before 2018, the Internal Revenue

published Dec 19, 2017, 4:00:09 AM, by Suzanne Woolley (Bloomberg) — With so much advice out there about saving money, being encouraged to spend could sound a little weird. But that’s what some financial services firms are telling retirees to do—to make a New Year’s resolution to use more of

published Dec 11, 2017, 4:00:40 AM, by Cass R Sunstein (Bloomberg View) — One of the most spectacularly successful ideas in all of behavioral economics is Save More Tomorrow, by which employers ask employees if they would like to give some portion of their future wage increases to their retirement

published Dec 11, 2017, 7:48:50 AM, by Sahil Kapur (Bloomberg) — A funny thing happened when Congress approved a tax cut for the middle class eight years ago: Most Americans didn’t notice. The 2009 economic-stimulus bill contained a one-year tax break worth $800 for married couples in 95 percent of

published Dec 6, 2017, 10:00:09 AM, by Justin Fox (Bloomberg View) — The U.S. is exceptional, and therefore an outlier in lots of international comparisons. Our incomes are high and our taxes are low, which is good. But our health-care bills are astronomical and our infant mortality rate is awfully high, too (for a wealthy country),

published Nov 27, 2017 8:46:01 AM, by Matt Levine (Bloomberg View) — CFPB. I feel like a simple misunderstanding is driving the fight over the Consumer Financial Protection Bureau. The CFPB’s staff, and its departing director Richard Cordray, think that the bureau’s job is to protect consumers from financial institutions. But