published Aug 24th 2016, 2:33 pm, by Barry Ritholtz (Bloomberg View) —There has been a steady drumbeat of negativity about housing ever since the residential real-estate market crashed. While there are some signs of recovery, psychological damage persists. It has been a few years since we last looked at this

published Aug 23rd 2016, 7:00 am, by Megan McArdle (Bloomberg View) — “The health of Americans should not be a profit center. Health care is a right. Full stop.” That comes from the Twitter feed of personal finance writer Helaine Olen. But it could have issued straight from the heart

published Aug 10th 2016, 2:29 pm, by Justin Fox (Bloomberg View) — The U.S. unemployment rate was 4.9 percent in July, according to the Bureau of Labor Statistics. That’s the same as in July 1997. Does this mean the labor market is as healthy now as it was then, in

published Aug 8th 2016, 1:09 pm, by Barry Ritholtz (Bloomberg View) — Sell everything! That seems to be the advice coming from the moneyed set these days. Not just one or two cranky billionaires, but many of them; Warren Buffett seems to be a notable exception. In a commentary sent

published Jul 19th 2016, 8:24 am, by Suzanne Woolley (Bloomberg) — In the retirement security Olympics, it’s a sweep for northern Europe. Norway, Switzerland, and Iceland won the top three spots in Natixis Global Asset Management’s fourth annual ranking (PDF), released on Tuesday. The U.S., with a score of 73

published Jul 20th 2016, 6:00 am, by Ben Steverman (Bloomberg) — Over the past decade, Americans got a crash course in money management. The financial crisis and the great recession offered a ton of lessons—the dangers of debt being a big one—while making it impossible to ignore the topic of

published Jul 13th 2016, 11:15 pm, by Amrith Ramkumar (Bloomberg) —Young Americans are likelier to have children without marrying than older Americans. Not so surprising. But they are even more likely to do so amid high income inequality, a study released today in American Sociological Review finds. Lead author Andrew

published Jun 29th 2016, 1:00 pm, by Polly Mosendz (Bloomberg) — Upon graduating from college, newly minted grownups face a slew of bills they may or may not be totally prepared to handle: electric, gas, cable, Netflix, and Sallie Mae, for starters. One charge they can often skip is for

published Jun 30th 2016, 11:01 am, by Noah Smith (Bloomberg View) — When I was 22, I wondered how credit-card companies made money. I had two cards at the time. They were free to use. Every month I would buy things with the cards, and — because I used auto-pay

published Jun 23rd 2016, 5:00 am, by Suzanne Woolley (Bloomberg) — The largest U.S. banks found out today if they passed one of the Federal Reserve’s annual stress tests. The goal is to be judged strong enough to weather the economic fallout from a major financial crisis like the one