Capital (as opposed to consumer) credit is the kind of credit that serious investors are issued in order to purchase wealth-producing capital assets such as stocks, bonds, commercial real estate, machinery, copyrights, and patents, etc. It’s a variety of credit that is issued with a relatively low interest rate that allows the investor to pay off the loan in a relatively predictable amount of time.

We took an Uber from our hotel in Virginia Beach to the airport and I entered into am interesting conversation with the driver. She was telling us about how when she was a teenager, her mother brought her to Jerusalem. Very easily from there, we got into a discussion regarding