Mutual fund investors use Morningstar RatingTM as a sign post of mutual fund performance. These ratings have proved to be a valuable tool for objectively comparing the performances of different mutual funds.

To gain an understanding of annuities, we need to start at the beginning. In the year 1740, the Presbyterian Church began to use annuities in order to aid widows and the priestly order. The simple purpose of an annuity is to ensure that you have a sound financial back up during retirement. Today, there are different kinds of products sold by Insurance companies and agents.

By: David Woynarowski, M.D. I have written many emails over the years on the effect of fish oil on fat burning. Lately there has been corroborating scientific evidence that fish oil can reduce belly fat and aid in fat burning as part of a solid diet and exercise program. But still

I don’t like to talk about religion with my friends. It always leads to problems and you are guaranteed to offend someone. This dislike comes from going to a Christian college where everyone had an opinion (and thought everyone else wanted to hear it) on whether or not we should drink,

This is the final part of my comparison between the French Revolution and events happening today. The killing and chaos that was caused by the ineptitude of the French monarch, the revolutionaries, the rise of the far left liberals and their Reign of Terror, and the murdering of any who

How to Play Baccarat Baccarat is a game of mystery to most betting people and is the staple of American brick-and-mortar casinos. Baccarat was derived from the European games of chemin de fer and punto banco. With this writing we hope that you will unravel the secrets of baccarat and

Where to Find Products to Promote There are so many different products for you to choose from to promote as an affiliate marketer. It’s important to choose wisely because choosing the right product can make you more money. At the same time, there is no crystal ball that will tell

The Covid-19 pandemic caught businesses unaware and in their scramble for survival, many cut their public relations and communications budget overnight, without giving it a second thought. Many PR agencies in Dubai saw their clients cut budgets immediately or disappear altogether. While the fear was justifiable, companies should not forget that during a crisis it is more important than ever to your positive message out there to calm investors, customers and employees; and to let the world know that it is a temporary phase, the company is preparing to face a new future and will come out of it all stronger and more agile.

A typical university student before COVID-19 hit, Jim paid his bills as a full-time employee of Tiger Air. Unfortunately, like many others in the airline industry, he was among the first to lose his job after the pandemic began. Finding refuge in the popular TikTok app, he gained attention for his impressions and comedic videos – namely that of ‘Kath Day-Night’ from the television show Kath and Kim, along with original sketches and made-up characters like Denise from his ‘Corona-Virus-Hotline’ videos.

Parents need to understand just how valuable time at the playground is for the development of children. There is a significant difference between the structured play of recess and the spontaneous play on a playground on a Saturday afternoon. The break is excellent for getting children used to being part of the structure but also being able to exert their creativity at the same time. But when the conditions of play are random and unexpected, then the kid will experience advances live that might not occur otherwise.